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Resolved complaint (108) about age discrimination in goods, services and facilities

Learn how a complaint (108) about age discrimination in goods, services and facilities was resolved through conciliation.

Older people’s rights Conciliation register entry

Summary

  • Year: 2024
  • Relevant Act: Age Discrimination Act
  • Grounds: Age
  • Area(s): Goods, services and facilities
  • Settlement terms:
    • Club membership/benefits provided
    • Complainant satisfied with response/information provided

About the complaint

The complainant is 83 years of age and holds a credit card with the respondent financial institution. The financial institution offers customers with this credit card free travel insurance. The complainant alleged he was unable to access this benefit because the respondent insurer did not offer travel insurance to people over 80 years of age at the time he sought to travel.

The respondents claimed any discrimination was not unlawful because they relied on statistical and actuarial data on which it was reasonable to rely when assessing eligibility.

The complaint was resolved. The insurer undertook to take the complainant's concerns into consideration going forward and the financial institution waived its credit card membership fee for twelve months.

Guidance on the use of these summaries

This is a summary of a selected complaint that has been resolved through our conciliation process. It's designed to help people better understand how complaints might be resolved and what outcomes are possible.

These summaries are for general guidance only and are not legal advice. If you need advice about your situation, you should seek independent legal support.

Please note:

  • all complaints are de-identified
  • complaints are resolved on a 'without admission of liability' basis
  • some content may include confronting or offensive language.

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